In those instances, the backup funding method may be displayed to you on your transaction review page, before you complete the transaction. Withdrawing to bank could be the faster of the two options and then just paying with bank account. Also read the following for more information on payment methods.Ĭertain one-time online transactions may require that a backup funding method be used in the event that your selected or preferred payment method is unavailable. Either add funds to your PayPal account or withdraw your PayPal balance to your bank account so it is enough to cover the transaction. If PayPal determines currency conversion is necessary for a transaction that also requires a backup payment method, you may not be able to separately choose whether PayPal or your card issuer performs the currency conversion on your backup payment payments can only be done with PayPal balance and credit card as back up so if you don't have enough in your PayPal balance and don't have a card linked, the entire amount could be taken from your bank account resulting in insufficient funds. Note that this only applies for one-time, online transactions, and not for in-store or automatic payments. You can also click on the “Manage” link to see all of your available payment methods, or add a new one, and select a payment method during the transaction.Ĭertain one-time online transactions may require that a backup funding method be used in the event that your selected or preferred payment method is unavailable. If you have not selected a preferred payment method, or your preferred payment method is unavailable, we will show you available payment methods, including the payment method you used most often or most recently, at the time of transaction. The availability of certain payment methods may be limited based on that particular seller or the third party website you are using to complete the transaction. If you have not chosen a preferred payment method, it’s still your choice. If you have chosen a preferred payment method, it will be shown as the primary method of payment. You can set separate preferred payment methods for online transactions, in-store transactions and automatic payments with a seller. You can select a preferred payment method in your account preferences on in the PayPal app. There may be times when your preferred payment method cannot be used, for example, if you select a credit card that is expired. You can choose any of the payment methods in your PayPal account as your preferred payment method. Withdrawing to bank could be the faster of the two options and then just paying with bank account. Also read the following for more information on payment methods. Payments can only be done with PayPal balance and credit card as back up so if you don't have enough in your PayPal balance and don't have a card linked, the entire amount could be taken from your bank account resulting in insufficient funds.
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